Savings

Save your way with flexible options.

Enjoy easy access when you need it and fixed returns when you want to plan ahead. We’ve made saving simple. Explore our featured rates below:

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Moneyfacts 5-Star Service Rating badge for 'Personal Savings Easy to Open' in 2026, featuring five gold stars and highlighting excellence in customer satisfaction and account accessibility.

Easy Access Savings Account

Ready for your cash to start earning its keep? Open an Easy Access Savings Account in minutes and your cash will start to grow right away. And it’ll keep growing, day after day.

Think of it like getting paid to save. And the best part? Take it out whenever you need.

Easy to open a new account, with a minimum deposit of just £1 (max. £500,000)
Gives you flexibility to put money in, and take it out when you need it
Make as many deposits and withdrawals as you see fit
View your interest monthly online to see how much you’ve earned

Explore Easy Access Savings Accounts

Prefer flexibility? Review our Easy Access Savings Account

Account Type	Instant access	Rate	What this could be best for	Apply today
Easy Access Savings	Access: Yes	Rate: 3.76% gross / 3.82% AER variable	Best for: Casual savers, short term goals (holidays, house improvements)	Open account

AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if paid and compounded once each year.
Gross interest is the interest rate paid without the deduction of income tax.

Fixed Term Savings Account

If you’ve got something bigger planned in the pipeline – a new home, a new baby or a new car – let your money grow further, faster and for longer with a Fixed Term Savings Account.

Know exactly how much interest you’ll earn
Your money is put away for a fixed period of 1-5 years
Achieve your long-term savings goals, for a wedding, house deposit, or dream holiday
View your savings progress online, whenever you want
You only need £100 to get started (max. £500,000)

Explore Fixed Term Savings Accounts

Compare all our Fixed Term Savings Accounts

Select an account:

Account Type	Term length	Rate	What this could be best for	Apply today
1-Year Fixed Term Deposit	Access: 12 months	Rate: 3.99% gross/AER fixed	Best for: Building a nest egg	Open account
15-Month Fixed Term Deposit	Access: 15 Months	Rate: 3.99% gross/AER fixed	Best for: Holding savings for a new adventure	Open account
2-Year Fixed Term Deposit	Access: 24 months	Rate: 3.99% gross/AER fixed	Best for: Saving for a home deposit or a car	Open account
3-Year Fixed Term Deposit	Access: 36 months	Rate: 3.99% gross/AER fixed	Best for: Saving for a wedding or building wealth	Open account
4-Year Fixed Term Deposit	Access: 48 months	Rate: 3.99% gross/AER fixed	Best for: Saving for children or building wealth	Open account
5-Year Fixed Term Deposit	Access: 60 months	Rate: 4.31% gross/AER fixed	Best for: Saving for home renovations or starting a family	Open account

AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if paid and compounded once each year.
Gross interest is the interest rate paid without the deduction of income tax.

Savings Calculator

Unsure how much you’ll need to save or for how long it’ll take to hit your savings targets? Try our easy-to-use Savings Calculator.

Try our Savings Calculator

Have questions?
We’ve got answers

Who can open up a savings account at thisbank?

All UK residents aged 18 years and over, who have a UK mobile phone, email address and a UK bank account are eligible. We only offer sole accounts, so for example, you won’t be able to open a joint account with a family member or friend.

What documents do I need to open an account?

The account opening process can all be done electronically. Sometimes you might be asked to produce the following:

a Valid Photo ID (passport, driving licence, government-issued ID)
proof of UK address (eg., utility bill, bank statement) dated within the last 3 months

Once you finish the application process (including the upload of any documents if applicable), our team will review your application. Once your account is open, we’ll email you your account information, including:

sort code
account number
account opening date

How often is interest paid to my savings account?

For Easy Access Savings Account, interest is calculated daily and paid monthly into your Easy Access Account.

For all Fixed Term Savings Accounts, interest is calculated daily, paid annually and at maturity (the date your fixed term ends) into your Fixed Term Savings Account.

What is a nominated account?

This is any UK bank account, in your name, that you can link to your thisbank account, so you can transfer funds into and from it.

Where can I view historic rates?

Click here to see previous rates.

How are you regulated and authorised?

thisbank is the trading name of This Bank Limited. We are authorised by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority and the Prudential

Regulation Authority (PRA). You can find us on the Financial Services Register maintained by the FCA showing our legal banking licences, by searching our name or Firm Number (832786) on the register here.

Eligible deposits with JN Bank UK Ltd are protected by the Financial Services Compensation Scheme (FSCS).

How much can I save?

You can start saving with just £1 for our Easy Access Savings Account. If you’d like to lock your savings away for a while longer through a Fixed Term Savings Account, you can open an account with £100. Both accounts have a maximum deposit of £500,000.

Download our
savings app

Download the app from the App Store or Google Play to explore exciting savings options, open fixed deposits with ease, and take control of your financial future – all from your phone.