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Whether you’re a worst-case-scenario worrier or you’ve got a goal in mind, the right savings account can make all the difference.
Your savings, ready when you are.
Good banking is all about helping real people make real moves when it comes to building up their cash. That’s why we offer the rates we do – just look at our Easy Access Savings Account rate:
Need a flexible way to save while keeping your money within reach? An Easy Access Savings Account lets you earn interest while still letting you withdraw funds whenever you need them—making it ideal for unexpected expenses or short-term goals. Think of it like getting paid to save. It’s a great option if you want to build up savings while staying in control of your finances day-to-day.
Ready for your cash to start earning its keep? Open an Easy Access Savings Account in minutes and your cash will start to grow right away. And it’ll keep growing, day after day.
Easy to open a new account, with a minimum deposit of just £1
Gives you flexibility to put money in, and take it out when you need it
Make as many deposits and withdrawals as you want
View your monthly interest online to see how much you’ve earned
If you’ve been looking for a way to start making your money work harder, all you need is an Easy Access Savings Account. This is what thousands of customers (and counting) have already found with us.
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if paid and compounded once each year. Gross interest is the interest rate paid without the deduction of income tax.
Simply click to apply and fill in the application form.
Sometimes a decision needs time, but often we’ll get back to you in a flash.
Now you’re all set! Just watch your money grow with the flexibility to withdraw whenever you need it.
Check your balance, earnings and withdraw money 24/7 through our easy-to-use banking app. Download it now
Unsure how much you’ll need to save or for how long it’ll take to hit your savings targets? Try our easy-to-use Savings Calculator.
An easy access savings account lets you dip into your savings whenever you need to, while still earning interest—perfect for everyday flexibility and peace of mind.
Definitely. It’s a great way to keep your savings growing while staying ready for life’s little surprises.
All UK residents aged 18 years and over, who have a UK mobile phone, email address and a UK bank account are eligible. We only offer sole accounts, so for example, you won’t be able to open a joint account with a family member or friend.
When you set up your Easy Access Savings Account with us, we’ll let you know what interest rate you’ll be on. Your interest builds up every day you leave your money – and you’ll get to see this added into your Easy Access Savings Account each month.
We’re a fully regulated UK bank so you can rest easy knowing that your eligible deposits are protected, up to £120,000 by the Financial Services Compensation Scheme (FSCS), the UK’s deposit guarantee scheme. You can learn more on our FSCS information page.
Ready to turn your savings into a dream holiday or home improvements? Whatever you need it for, and whenever you need it, simply transfer from your Easy Access Savings Account and you’ll have your cash in no time!
This is your money, we’re just helping it grow. This is why you’ll never have to pay us to access your own money with an Easy Access Savings Account.
The Interest Rate (gross/AER variable) is payable in Easy Access Savings Accout between: £1 – £500,000 = 3.76% gross / 3.82% AER variable The amount of interest you’ll earn will apply to the whole balance in your account.
AER stands for Annual Equivalent Rate. It’s the interest rate if you received it once a year and it was paid back into your savings account.
Your interest is calculated daily and paid into your Easy Access Savings Account every month on the last working day.
Rates are variable. This means we may increase or decrease interest rates at any time, for example, to reflect a change in the Bank of England base rate, if there are changes in the cost to us of providing accounts to you, or to maintain our financial stability. We’ll contact you to tell you when your interest rate changes. For more information (including the reasons we may make changes to our rates) please refer to clause 3.1 of our Savings Account General Terms and Conditions.
These examples are based on one lump sum deposit being made at account opening, with no further deposits or withdrawals made, and are provided as an illustration only and do not take into account individual customers’ circumstances.
Yes, you’ll receive an annual statement and tax certificate. You’ll be able to view, download or print from Internet Banking or the Mobile Banking App.
We have easy-to-use tools like a Mobile App and Internet Banking, where you can open and manage your account. If you’ve got questions about managing your account, you can call us on 0808 196 1945 between 9am and 6pm, Monday to Friday and 9am to 12:30pm on Saturdays. You can also email us at customerservice@thisbank.co.uk. A few things to note: • You must be aged 18 or over and be a UK resident to open a thisbank savings account • The minimum amount you can deposit in the account is £1 • The maximum amount that can be deposited in the account is £500,000 per customer per account • You must deposit a minimum of £1 within 14 days of submitting your application to ensure that your account remains open • You don’t have to deposit more than the minimum amount at any time following the initial deposit
Download the app from the App Store or Google Play to explore exciting savings options, open fixed deposits with ease, and take control of your financial future – all from your phone.
